vacant PROPERTY

targeting 100% vacant residential & commercial properties

OUR FOCUS

Our Vacant Property solution provides comprehensive protection for 100% vacant residential or commercial buildings.

Choose from a Property & Liability package or mono-line Property cover, with a range of optional extensions, competitive pricing, and flexible deductibles to suit your clients’ needs.

FACILITY SUMMARY

  • Property Capacity up to $3M per risk

  • Liability Limits up to $20M available

  • The Barn Unoccupied Premises Insurance Policy Wording

  • Multi-location policies available for up to six locations

  • Policy Term Options for 3, 6 or 12 months

  • 100% Underwritten at Lloyd’s

  • In-House & Local Claims Management

RISK APPETITE

We target 100% vacant residential and commercial properties, including single-family homes, commercial buildings, and apartment blocks up to ten storeys and/or ten units.

Occupations that are not within scope include:

Night Clubs - Pubs - Leisure Centres- Cinemas- Bingo Halls - Schools - Yurts - Golf Courses - Churches - Hospitals or care homes - Hotels, Motels & Resorts - Sport Stadiums - Vacant structures on islands with no 247/365 fire access via road - Greenhouses - Structures with Solar Panels - Recycle Centres - Vehicle Impound lots - Military sites.

WHAT PROTECTION CAN VACANT PROPERTY
INSURANCE PROVIDE?

Standard Coverage Inclusions:

  • Fire

  • Lightning

  • Explosion

  • Aircraft (FLEA)

Additional Coverage Options:

  • Theft

  • Vandalism

  • Earthquake

  • Impact

  • Storm

  • Tempest

  • Water damage

MEET THE TEAM