Vacant Property Package

targeting 100% vacant commercial properties

Our Focus

Our Vacant Property solution provides comprehensive protection for 100% vacant commercial buildings.

Choose from a Property & Liability package or mono-line Property cover, with a range of optional extensions and competitive pricing to suit your clients’ needs.

Facility Summary

  • Specifically Designed For ‘Sme’ Vacant Properties / Owners

  • Property Capacity up to $3M per risk

  • Liability Limits up to $20M available

  • Legal Expenses Indemnity Limit Of $250,000 As an Automatic Benefit

  • Bespoke Vacant Property Owners Wording

  • Multi-location policies available for up to six locations

  • Policy Term Options for 3, 6 or 12 months

Risk Appetite

We target 100% vacant commercial properties.

Occupations that are not within scope include:

Night Clubs - Pubs - Leisure Centres- Cinemas- Bingo Halls - Schools - Yurts - Golf Courses - Churches - Hospitals or care homes - Hotels, Motels & Resorts - Sport Stadiums - Vacant structures on islands with no 247/365 fire access via road - Greenhouses - Structures with Solar Panels - Recycle Centres - Vehicle Impound Lots - Military sites.

What Protection Can Vacant Property Insurance Provide?

Standard Coverage Inclusions:

  • Fire

  • Lightning

  • Explosion

  • Aircraft (FLEA)

Additional Coverage Options:

  • Impact Damage

  • Storm, Tempest and/or Water Damage

  • Vandalism